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The user may not have thoroughly read and understood all clauses, exclusions, and limitations within their existing event insurance policy.
The current coverage limits for liability or property damage may no longer be sufficient to cover the actual costs of potential incidents, especially if event scale or value has increased.
The policy might not specifically account for unique or emerging risks associated with the particular type of event being planned, such as weather-dependent cancellations or specific vendor liabilities.
There might be a misunderstanding of what specific terms like 'cancellation,' 'liability,' or 'property damage' encompass within the context of the insurance policy.
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