I checked my credit report and found some inaccuracies, including accounts that aren't mine and incorrect payment statuses. I need to know how to dispute these errors.

Problem Description

Public Sessions

Available Solutions

Identified Causes

Frequently Asked Questions

Common questions related to this problem and its solutions.

What types of debt are you currently struggling with (e.g., credit cards, personal loans, medical bills)?

What is the primary purpose of the loan you are seeking?

What are the approximate balances and interest rates for each of your loans (car, personal, student)?

What is your current credit score, if you know it?

What is the current status of your mortgage payments (e.g., how many months are you behind)?

What is the total amount of outstanding debt across all your business loans and credit lines?

Do you regularly review your credit card statements for fee disclosures?

What type of bankruptcy did you go through (e.g., Chapter 7, Chapter 13)?

What types of joint debts do you have (e.g., credit cards, mortgages, car loans, personal loans)?

What is the total amount of debt you are looking to consolidate?

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I checked my credit report and found some inaccuracies, including accounts that aren't mine and incorrect payment statuses. I need to know how to disp

CompletedDebt & Credit Problems

1/14/2026

Identified Causes

Identity Theft or Fraudulent Activity

75%

Someone may have used your personal information to open accounts or make transactions without your knowledge or consent, leading to fraudulent entries on your credit report.

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