My buyer's financing is taking longer than expected, and they're worried they won't close on time. This is putting pressure on my own moving plans.
問題の説明
よくある質問
この問題とその解決策に関連する一般的な質問。
What specific issues were identified in the inspection report?
What is the specific reason for the delays in the seller's new home purchase?
What specific types of information are you having trouble obtaining from the buyer's agent?
Can you describe the size, width, and depth of the new cracks?
When were these insurance claims filed, and what was the nature of the water damage in each instance?
What specific appliance (e.g., HVAC, water heater, refrigerator) has broken down?
What does your purchase agreement or sales contract explicitly state regarding included fixtures and appliances?
What is the current agreed-upon closing date?
What is the specific age of the property?
When was the original quote provided, and by whom?
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特定された原因
Lender Underwriting Backlog
70%The lender may be experiencing a high volume of applications, leading to extended processing times for underwriting and final approval. This is a common issue in busy real estate markets.
Buyer's Incomplete Documentation
60%The buyer may have failed to provide all necessary financial documents, disclosures, or verifications promptly to the lender. This can significantly slow down the underwriting process.
Appraisal or Title Issues
40%Unexpected issues with the property appraisal (e.g., low valuation, required repairs) or title search (e.g., liens, encumbrances) can cause delays. These often require additional time to resolve.
Third-Party Vendor Delays
30%Delays can stem from third-party vendors involved in the financing process, such as appraisal management companies, title insurance providers, or even the buyer's employer for verification.
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